Back in 2014, the Government announced a rise to the minimum retirement age. Under current rules, funds can be accessed from 55, but this is due to increase to 57 from 2028. The change could make a huge difference to those planning their retirement. So, too, could a proposal in the recently released draft legislation, allowing retirees to retain the current minimum age in some circumstances.
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The fundamentals of saving into a pension might be similar for everyone, but the retirement plans we put in place for our clients are as individual as they are.
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A good financial plan should be robust yet flexible and based on long-term retirement goals. It should manage risk, mitigate the impact of economic uncertainty, and allow retirees to make informed choices about how and when they retire.
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A 2020 report that rates national pension systems in three key areas, ranked the Netherlands and Denmark in the top two places for the second year running. Israel came third overall.
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Since Edmund Hillary and Tenzing Norgay become the first humans to reach the summit of Mount Everest, more than 4,000 climbers have followed in their footsteps.
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A pension pot is likely to be the result of decades of saving. So, when it comes to accessing retirement savings, many feel that it makes sense to seek professional advice.
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