Personal Pensions

Personal pensions are independent schemes that are not linked to your employer. You choose the provider and they will invest the funds you contribute, giving you an accumulated sum on retirement. With a wide range of investment options, personal pensions often allow you to invest in the same assets as more complicated schemes.

As with all pensions, the funds cannot be accessed until age 55 (except in very exceptional circumstances) and there are limits as to how much you can save, each year and over a lifetime.

Plan for your future